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Free calculators & tools

Interactive, private and accurate — get a real answer in seconds, not just another article. Everything runs in your browser; nothing is uploaded.

Money

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Mortgage Calculator

Monthly payment, amortization schedule, total interest — with a payoff chart and CSV export.

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❄️

Debt Snowball / Avalanche

Compare both payoff methods, your debt-free date and the interest each one saves.

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Debt-to-Income (DTI)

Find your DTI ratio and the lender-friendly band it falls into.

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Refinance Break-Even

Should you refinance? See your new payment, monthly savings and break-even month.

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Auto Loan Calculator

Monthly payment, total interest and the real cost of your car loan.

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Take-Home Pay

Estimate your paycheck after federal, FICA and state tax.

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Home Affordability

How much house can you afford on your income, debts and down payment?

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Rent vs Buy

Compare the true cost of renting vs buying over the years you'll stay.

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☪️

Zakat Calculator

Add your assets, check the nisab, and see your 2.5% zakat instantly.

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Retirement & investing

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Compound Interest

See how savings grow over time — future value, contributions and interest earned.

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401(k) Retirement

Project your balance at retirement, including the employer match.

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FIRE Calculator

Your financial-independence number and the age you could reach it.

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Roth vs Traditional IRA

Which retirement account wins for your tax situation?

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Insurance

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Life Insurance Needs

How much cover you really need, using the proven DIME method.

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Term vs Whole Life

Compare cost and cash value — and "buy term, invest the difference".

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Legal & settlements

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Personal Injury Settlement

Estimate a claim's value with the multiplier method, including comparative-fault reduction.

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Car Accident Settlement

What a crash claim may be worth — economic damages plus pain & suffering.

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Workers' Comp Benefits

Estimate weekly wage-replacement benefits and the total over your disability period.

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Structured Settlement Payout

The lump-sum present value of future payments — and what cashing out really costs.

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Tax

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Capital Gains Tax

Estimate short- vs long-term capital gains tax owed and your net proceeds after the sale.

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Wellbeing

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Burnout Self-Assessment

A short, non-diagnostic check-in with a reflective score and gentle next steps.

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Crisis & Support

Free, confidential helplines for the US and worldwide.

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More tools rolling out: closing-cost estimator, salary-raise calculator, and a sleep calculator — all free and private. Pair these tools with our in-depth guides.

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