Financial Calculators

Realtor Commission & Net Seller Proceeds Calculator

See the agent commission split and what you would actually walk away with after selling.

What this does: calculates total real estate agent commission from your sale price, shows the listing/buyer agent split, then subtracts your mortgage payoff, closing costs and other seller costs to estimate your net proceeds. It runs entirely in your browser, is 100% free, and needs no signup. This is a planning estimate only, not financial or legal advice.

Sale price ($)

Total commission (%)

Listing agent's share of commission (%)

Buyer's agent gets the remaining 50% of commission.

Remaining mortgage payoff ($)

Closing costs

Other seller costs — repairs, credits ($)

Item	Amount
Sale price	$0
Total commission (6%)	−$0
— Listing agent	$0
— Buyer's agent	$0
Mortgage payoff	−$0
Closing costs	−$0
Other seller costs	−$0
Net seller proceeds	$0

Frequently asked questions

How is real estate agent commission calculated?

Commission is a percentage of the home's sale price, agreed with the listing agent before the home goes on the market. For example, a 6% commission on a $400,000 sale is $24,000. That total is usually split between the listing agent's brokerage and the buyer's agent's brokerage, commonly 50/50 but negotiable.

What are net seller proceeds and how are they calculated?

Net seller proceeds are what you actually keep after selling your home. They are calculated as sale price minus total agent commission, minus your remaining mortgage payoff, minus closing costs, minus any other seller costs like repairs or buyer credits.

What closing costs does a seller typically pay?

Typical seller-side closing costs include title insurance, escrow or attorney fees, transfer taxes, and prorated property taxes, and commonly run around 1-3% of the sale price in addition to agent commission. Exact costs vary by state and locality, so confirm figures with your closing agent.